If you get into a car crash, and especially if you’ve been hurt, you may be in a state of confusion and pain. Nevertheless, actions you take immediately afterward can significantly affect your health as well as your ability to recover financial compensation. Just as important are the things you should not do.

Here are key mistakes you should avoid after an accident, and why each can have serious consequences:

1. Not calling the police — Failing to call 9-1-1 can undermine your ability to file a successful insurance or legal claim. A police report provides an objective record of the incident, detailing who was involved, what occurred and whether citations were issued. Without this official report, proving fault and securing compensation can become much more difficult.

2. Admitting fault at the scene —In the aftermath of an accident, emotions run high and facts may not be clear. Even a simple apology can be misconstrued as admitting fault, which can jeopardize your claim and limit your ability to recover damages.

3. Not gathering evidence at the scene — If you're physically able, document the accident scene and get contact information from witnesses. Failing to take photos of vehicle damage, road conditions, skid marks, and injuries can hinder your ability to support your version of events. 

4. Failing to seek immediate medical attention — Some injuries, like whiplash or internal trauma, don’t show symptoms right away. Skipping or delaying medical treatment can worsen your health and make it harder to prove that your injuries were caused by the accident. 

5. Delaying the filing of a claim with your insurance company — Most policies require prompt notification about incidents that may lead to claims. Delays can raise red flags and create suspicion about the legitimacy of your claim.

6. Not documenting expenses and losses — Accurately tracking medical bills, repair costs, lost wages and other related expenses is essential. Overlooking or underestimating your financial losses can lead to settlements that don’t reflect the true impact of the accident.

7. Talking directly to the other party’s insurance adjusters — These agents may attempt to get you to say something that undermines your claim or to accept a lowball offer. It's best to let your attorney or insurance representative handle communications to protect your interests.

8. Accepting a quick settlement offer — Early settlement offers are often far below what you're entitled to. Accepting money before the full extent of your injuries and losses is known can leave you with unpaid expenses and no legal recourse. 

9. Posting about the accident on social media — Anything you post online can be used against you. Even seemingly harmless photos or updates on your condition can be taken out of context by insurance companies or opposing attorneys to minimize your injuries or challenge your version of events. It’s safest to avoid discussing the accident online altogether.

10. Not contacting an auto accident attorney — Most insurance claims as well as legal proceedings cannot be handled effectively without professional help. A skilled auto accident attorney can investigate your accident, amass evidence, make a strong presentation of your claim and artfully negotiate to maximize your compensation. An attorney can also bring your case to trial if necessary to secure all the damages you are due.

Gesmonde, Pietrosimone & Sgrignari, L.L.C. advocates in behalf of Connecticut residents injured in car crashes. We have offices in in Hamden and East Haven. To discuss your case, call 203-745-0942 or contact us online.