3127 Whitney Avenue | Hamden, Connecticut 06518

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FHA AND CONFORMING LOAN LIMITS INCREASED FOR 2020

    Both the Department of Housing and Urban Development (HUD), for FHA loans, and the Federal Housing Finance Agency (FHFA), for conforming loans purchased by Fannie Mae and Freddie Mac, Read More

OPPORTUNITY ZONES – AN UPDATE

 Opportunity Zones were implemented as part of the 2017 revisions to the Federal tax code, and are designed to stimulate investment in lower income or lower opportunity areas of the Read More

HUD CONTINUES TO EASE ACCESS TO FHA LOANS FOR CONDO PURCHASERS

  The United Stated Department of Housing and Urban Development (HUD) administers the mortgage loan program offered under the Federal Housing Administration (FHA). FHA loans are generally easier to qualify for than Read More

NEW LEGISLATION REINFORCES ATTORNEY ROLE IN CONNECTICUT REAL ESTATE CLOSINGS

 Using an attorney to perform real estate closings is the norm in Connecticut, and many people assume that this is the case everywhere in the United States. However, in about Read More

SHARING THE ROAD WITH MOTORCYCLISTS THIS SUMMER

 We are finally experiencing some warmer weather, and the rain seems to have stopped, which means that there will be more and more motorcyclists out on the road. It is Read More

ZONING VARIANCES IN CONNECTICUT

 Each Connecticut town has adopted their own individual set of zoning regulations, in compliance with state statutes. These zoning regulations generally divide the town into zoning districts, and then state Read More

TIME TO CONSIDER REFINANCING YOUR HOME MORTGAGE?

  According to recent news reports, interest rates on home mortgages have dropped down to their lowest rates in the past year (See More).  In addition, home values have generally been Read More

RUNNING BAMBOO – A Potential Liability for Connecticut Homeowners

  “Running bamboo” is a specific type of bamboo plant which has a tendency to spread well beyond where it was originally planted. Running bamboo is sold and planted in Connecticut Read More

WHY YOU MIGHT NEED A PUBLIC ADJUSTER

  There are a number of things that can go wrong while owning a home, condominium or commercial property, such as fire losses, water damage losses, water or sewage backups, fallen Read More

TORNADOES, MACROBURSTS AND DOWNED TREES......OH MY!!

  Last week brought about an intense storm to some areas of the state, including the town of Hamden where our office is located. The storm brought about at least five Read More

CRUMBLING FOUNDATIONS IN CONNECTICUT
  • posted: Apr. 19, 2018
  • Gesmonde, Pietrosimone & Sgrignari, L.L.C.
  • Real Estate

  In having recently gone through my own purchase of a home in a highly affected area of Connecticut, I could not help but become familiar with the issue of crumbling Read More

RENT-TO-OWN: A Misnomer of an Old Practice

  With the current conservative lending attitude, buyers and sellers are looking for other alternatives to buy and sell property. This concept of Rent-to-Own seems to be taking root. Rent-to-Own infers Read More

YOUR HOME IS BEING FORECLOSED: WHAT SHOULD YOU DO?

  You own a home and fall behind in your mortgage payments, and suddenly you are faced with being served with a summons and complaint, along with other notices, in which Read More

LOW DOWN PAYMENT MORTGAGE OPTIONS FOR YOUR HOME PURCHASE

  Purchasing a home, especially as a first-time home buyer, can be overwhelming. This is especially true when it comes to considering how to finance your dream home.  Unless you are Read More

TYPES OF TITLE INSURANCE

 In a recent blog post (What is Title Insurance & Do I Need It) I discussed the basics of title insurance.  This blog post discusses the different types of title Read More

WILL HOMEOWNERS BE AFFECTED BY THE NEW FEDERAL TAX LAW?

Updated March 27, 2018 Congress recently passed and President Trump signed into law a sweeping overhaul of the federal income tax structure. The experts are still sorting out all of Read More

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